We recently sat down with Dan from Plan and Protect to discuss their unique approach to insurance and how they are making a difference in the industry.
Ric: Insurance can feel overwhelming for many people. How does Plan and Protect approach this differently?
Dan: That’s exactly why we do what we do. We know that insurance can seem complex, and for a lot of people, it’s something they put off because it feels too difficult to navigate. Our focus isn’t on selling policies—it’s on providing expert advice. We take the time to explain things clearly and ensure that our clients feel confident in their decisions.
Ric: What areas of insurance do you specialise in?
Dan: We focus on life and health insurance, ACC advice, and business cover. Each of these areas plays a crucial role in protecting individuals, families, and businesses. Whether someone wants to ensure their family’s well-being, safeguard their business from unforeseen risks, or navigate the complexities of ACC levies, we tailor our services to meet their unique needs.
Ric: Given the current economic climate, people are more cost-conscious than ever. How do you help clients manage their insurance costs?
Dan: That’s a really important point. With rising costs affecting households and businesses, we know that affordability is a big concern. That’s why we offer a free, no-obligation insurance review. A lot of people assume that getting expert advice means paying upfront fees, but that’s not the case with us. We’ll sit down, assess your current cover, and help identify opportunities to optimise your policies—whether that means adjusting levels of cover, finding better value products, or structuring things more effectively.
We also specialise in risk assessments and premium mitigation strategies. That means we don’t just look at what cover you have; we look at how it fits into your overall financial picture. Sometimes small changes can lead to significant savings while still ensuring the right level of protection.
Ric: What sets you apart from larger insurance firms?
Dan: Personalised service. Many larger firms can feel transactional—you’re just another policyholder in their system. We’re different because we take the time to understand each client’s individual circumstances. We get to know their family, their business, and their future goals. Insurance isn’t just about policies; it’s about peace of mind, and we provide that by offering expert, tailored advice.
Ric: You mentioned navigating the complexities of insurance. How do you simplify the process for your clients?
Dan: We make sure insurance is easy to understand. That means no jargon, no pressure—just clear, straightforward guidance. Whether it’s a quick phone call, a face-to-face meeting, or an email conversation, we’re here to help when and how our clients need us. Our goal is for them to feel comfortable and informed, not confused or overwhelmed.
Ric: What do you think is the most valuable role you play for your clients?
Dan: Our role is to help people make informed decisions. Insurance is about planning for the future and protecting what matters most, whether that’s family, income, or a business. We don’t push products; we provide clear, objective advice so our clients can choose what’s right for them. That’s what makes a real difference.
Ric: If someone is considering insurance but isn’t sure where to start, what would you recommend?
Dan: Just reach out and have a conversation with us. There’s no cost, no obligation—just a chance to explore options and get expert advice. At Plan and Protect, we’re a friendly, experienced team that genuinely cares about helping people secure their future. A simple conversation can be the first step toward peace of mind.
To learn more about how Plan and Protect can help you, visit their website or get in touch with Dan directly.
